Death Insurance

The company "Hades" offered insurance policies to souls not yet embodied, covering cases of non-birth, stillbirth, or even non-conception. This insurance, a kind of unemployment benefit, was vital for wandering souls waiting their turn for "employment" - the embodiment into a new body. It served as a form of compensation, allowing souls to continue their existence while waiting.

However, the insurance contract contained a special clause concerning the capricious behavior of souls who refused embodiment for reasons not related to work. Such cases were not covered by the insurance, and souls were warned about this when signing the agreement.

Souls deprived of insurance support due to their capriciousness found themselves in a difficult situation. They were forced to seek illegal "side jobs," temporarily inhabiting dying bodies while still waiting for their legitimate turn for embodiment.

There was a kind of "blacklist" for souls, limiting their waiting time. Usually, souls were given six months for "settling in" (as they called getting a new body). If, for objective reasons, a soul could not find a suitable body during this time, it received an insurance payment and continued to wait.

But if souls evaded work, the Employment Service initiated a thorough investigation to identify illegal sources of their existence. If serious violations were discovered, the souls were "written off" and branded. Deprived of their means of subsistence, they disappeared without a trace.

In essence, embodiment was like receiving temporary housing. In the event of the body's death, the soul received an insurance payment that also covered this case. The soul was then offered to re-register with the Employment Service while waiting for a new body.

December 10, 2020, original (Russian) version.